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Should I Buy A House Or Rent An Apartment In Greenwood?

January 20, 2021

Exterior of apartment in Greenwood

In the past several years, traditional financial wisdom in regards to buying property or renting an apartment in Greenwood has turned upside down. Buying property gives for a cause of pride and connectedness that you cannot derive from renting, but it could also be a cause of frustration and serious costs. Renting may bring some added rules, but also provides for flexibility and fixed expenditures home ownership doesn’t. Here are a handful of points to know ahead of deciding to purchase a house or rent an apartment in Greenwood.
 
Apartment building in Greenwood

Money is Central

Costs, both initial expense and reoccurring, can fluctuate considerably between renting an apartment and buying a house. The house buying procedure is rife with costs and fees that normally have to be paid upfront - in addition to the down payment. There is first-year insurance bills, earnest money, home appraisals and inspections, and other assorted charges - all before your utility bills even kick in. Not to mention the added price tag for maintenance and any renovations you may want.

Renting has a considerably smaller limit for entry. Standard renting upfront fees include a security deposit, initial month’s rent, and other assorted deposits or payments. While some say that money used on renting is wasted, money paid on a location to reside is never a waste.

Living room in Greenwood apartment

Areas for You and the Entire Family 

What you need out of your living space may be the determining factor in choosing if you should buy a house or rent an apartment in Greenwood. The standard house square footage in the United States is trending upward, meaning more room for bedrooms or a nursery. A house will likely have a yard for kids and pets to roam free and play in.

You can discover apartments in assorted layouts and floorplans. For your unit, you can get anything from a 1-bedroom to a townhouse, but the apartments all come in fixed layouts. Your apartment should have have walking trails and a dog park, and neighbors living on the other side of the wall. Of course, most homes don’t come with amenities like a decked out gym or swimming pool

Repair in Greenwood apartment

Maintenance Woes

While the versatility that comes having a home is liberating, it does come with a price. Should a pipe burst or air conditioner break, it is up to you or someone you call in to conduct the repairs. In a complex, there is a trained maintenance staff that is available 24/7. Not only is having a maintenance specialist on-call handy, but it can also save you some serious replacement fees. Repair expenses are factored into your renting bill, while any replacements on a home come directly from your bank account.

Flexibility for Your Way Of Living

Your profession and lifestyle can be determining factors in choosing to buy a house or rent an apartment in Greenwood. Selling a house can be a arduous, complex process. If you work a job that requires you to relocate frequently, taking on the selling process may be more trouble than it is worth. Renting an apartment is a more simple process that doesn’t involve real estate agents or banks - just the apartment staff and you.

Ready To Begin Finding For Your Ideal Apartment Space?

When you want an apartment in Greenwood, your first choice should be Verge Luxury Flats. We have spacious floorplans, helpful staff, and top-of-the-line amenities. Simply call 317-751-1744 or click the “schedule a tour button” to find your new home.